Primebank - The Mortgage Lending Leader
At Primebank, we understand that borrowers have different needs. Primebank offers superior loan rates everyday, local service and a variety of mortgage loan products with the flexibility you need!
Primebank offers local decisions and service. That means you will get quick decisions and someone to talk to, face to face, when you want an answer to a question. It also means:
- Loan decisions in days not weeks
- Local processing means we will be ready to close when you are
- Most loans are serviced by Primebank – make your payment at Primebank, don’t send it across the country
- You know where important documents are, such as your abstract, because we securely store them for you
- No hidden surprises or loan broker fees
- Hometown friends you know and trust to answer your questions
Mortgage Loans that Work for You
Whether it’s time to purchase your first home, move to a new home or refinance your existing mortgage, Primebank offers responsive service and multiple mortgage loan options.
- Fixed Rate Mortgage Loans – Loans are based on a fixed interest rate and monthly payment schedule. Interest rates and terms are always competitive.
- Adjustable Rate Mortgage Loans (ARMs) – This type of loan typically offers more flexibility to the borrower than is available with a fixed rate mortgage while still offering the same great service.
- Disclosures: Please click here to view the Federal Reserve Board’s informative booklet on adjustable-rate mortgages, as well as disclosures for such loans.
- First – Time Home Buyers – Primebank offers a variety of programs designed specifically with the first-time homebuyer in mind. Options available include down payment assistance, 100% financing, tax credits, matching fund grants and many more.
- Home Equity and Home Improvement Loans – This type of loan uses the equity you have built in your home to finance improvements, consolidate debts, pay for college expenses, or cover other major purchases.
- Disclosures: Please click here to view the Federal Reserve Board’s informative booklets on adjustable-rate mortgages and home equity lines of credit, as well as disclosures for such loans.
- Construction Loans - We offer the most flexible terms and conditions available to help you get the construction loan and permanent financing you need all in one place. Our experienced lenders are a valuable resource to help you work through each phase of the project.
Evaluate Your Personal Finances
It is going to be most convenient for you to get your financial products from the place you get your home loan. Therefore, we recommend evaluating your accounts when discussing your mortgage loan to make sure they are competitive, too. Primebank has checking and savings accounts with competitive rates and benefits that are sure to fit your lifestyle.
For your mortgage loan needs you can apply now or talk to someone in person by calling Kim Clarey in Le Mars at 712-546-4175. In Sioux Center, call Chad Negus at 712-722-4545. In Sioux City, call April Van Roekel at 712-224-5400.