DISCLOSURES

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Adjustable Rate Mortgages (ARM)

 

Consumer Handbook on Adjustable-Rate Mortgages  -  PDF

Adjustable Rate Mortgage Loan Program Disclosures  -  PDF

§         30 Year Term

o        Fixed Rate for 5 Years – Fully Amortized 

o        Fixed Rate for 3 Years – Fully Amortized 

o        Fixed Rate for 1 Year – Fully Amortized 

§         15 Year Term

o        Fixed Rate for 5 Years – Fully Amortized 

o        Fixed Rate for 3 Years – Fully Amortized 

o        Fixed Rate for 1 Year – Fully Amortized 

§         10 Year Term

o        Fixed Rate for 5 Years – Fully Amortized 

o        Fixed Rate for 5 Years – 15 Year Amortization 

o        Fixed Rate for 5 Years – 30 Year Amortization 

o        Fixed Rate for 3 Years – 15 Year Amortization 

o        Fixed Rate for 3 Years – 30 Year Amortization 

o        Fixed Rate for 1 Year – 15 Year Amortization 

o        Fixed Rate for 1 Year – 30 Year Amortization 

§         5 Year Term

o        Fixed Rate for 3 Years – Fully Amortized 

o        Fixed Rate for 1 Year – Fully Amortized 

 

Home Equity Loans

 

What You Should Know About Home Equity Lines of Credit  -  PDF

Consumer Handbook on Adjustable-Rate Mortgages  -  PDF

Home Equity Application Disclosure  -  PDF


 

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