Are you Pre-Approved for a loan?

Before you begin to shop for a new home, you should set up a time to meet with one of our mortgage loan professionals so we can figure out how much you can afford.  This will put you in a better position as a buyer.

To get pre-approved, you will complete a mortgage application and provide us with various information verifying your employment, assets and financial status such as W-2 forms, bank records and credit card statements.  We’ll review your mortgage options and recommend the type of loan that best meets your needs. 

A pre-approval letter is not binding on the lender, it is subject to an appraisal of the home you wish to purchase and certain other conditions.  If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly.